Improperly executed documents

        Pre-policy forgery, fraud and duress

        Defective recording of any document

        Undisclosed restrictive covenants

        A lien on your title because of a security deed, judgment, tax or special assessment, or a charge by a homeowner's association

        Unmarketable title

        Mechanics' liens

        Forced removal of a structure which encroaches onto another property or an easement

        Forced removal of structure which violates existing zoning law*

        Forced removal of a structure because of a violation of a restriction in Schedule B

        Inability to use land for single-family dwelling because of a violation of a zoning ordinance or restriction in Schedule B

        Pays rent for substitute land or facilities

        Rights under unrecorded leases

        Plain language

        Unrecorded easements

        Building permit violations*

        Compliance with Subdivision Map Act, if any*

        Restrictive covenant violations

        Map, if any, not consistent with legal description

        Covenant violation resulting in reversion

        Enhanced marketability

        Violations of building setbacks

        Discriminatory covenants

        Actual vehicular and pedestrian access based on a legal right

        Boundary walls and fence encroachment*

        Post-policy forgery

        Post-policy encroachment

        Post-policy damage from minerals or water extraction

        Post-policy Living Trust coverage for trustee

        Post-policy Living Trust coverage for beneficiary

        Post-policy automatic increase in value

        Post-policy adverse possession

        Post-policy cloud on title

        Post-policy prescriptive easement

        Insurance coverage forever

* Subject to deductible and maximum indemnity liability, which may be less than policy amount.